Terms of use

Terms of use (public beta)

Effective 2026-07. Using the site, API, or MCP server means you accept these terms.

As-is, no warranty. This is beta software operated by one person. Everything is provided as-is and as-available, with no warranty of any kind — merchantability, fitness for a particular purpose, uptime, or correctness. Endpoints, fields, models, and limits change without notice; changes that move numbers are logged in the changelog.
Automated valuations are not appraisals. Every issued value is the output of an automated valuation model with published per-segment error and suppression rates (accuracy). Nothing here is investment, legal, tax, or brokerage advice. Verify independently before spending money.
FCRA-prohibited uses. No output may be used, in whole or in part, for tenant screening, credit decisions, employment screening, insurance eligibility, or any other purpose regulated by the Fair Credit Reporting Act. This service is not a consumer reporting agency and its outputs are not consumer reports. See also fair housing.
No bulk redistribution. You may not resell, mirror, or redistribute served data in bulk. Derived analysis and quotation are fine with attribution (“Chicago Value Map,” with a link). Upstream data terms pass through — see attributions (Zillow, City of Chicago, OpenStreetMap/ODbL, and others).
Rate limits are enforceable. The beta limit is 30 calls/min/IP. Circumventing limits, scraping past them, or degrading the service for others may result in blocking without notice.
Liability. The service is free; to the maximum extent permitted by law, total liability is $0. You bear all risk of decisions made on these numbers.
Governing law. Illinois, USA, without regard to conflict-of-law rules.
Contact. Product, support, data-correction, and privacy questions: hello@plantedmoney.ai. Security reports: security@plantedmoney.ai. Do not email passwords, API keys, financial records, or other sensitive documents.

DRAFT refresh — terms for accounts, alerts, webhooks, and AI-agent access

DRAFT — NOT LAWYER-REVIEWED, NOT YET IN EFFECT. Working draft of the additional terms that apply when accounts, alerts, webhooks, and issued API keys ship (Phase 8). Published early for transparency; operative only after counsel review (launch gate G5.2). The beta terms above govern until then.

Accounts. One account per person; you are responsible for activity under your keys. Keys are bearer credentials — treat them like passwords; rotate or revoke them yourself at any time; we may revoke keys used abusively or left compromised.
Alerts and webhooks are best-effort. Delivery is not guaranteed and alert latency is not an SLA. An alert is a prompt to look, not a signal to transact — every number an alert carries inherits the AVM disclosure and its error rates.
AI-agent access. Connecting an agent (via MCP or API key) means the agent acts as you: its calls count against your limits and its use of outputs must follow these terms, including the FCRA prohibition (§3) and no bulk redistribution (§4). You are responsible for what your agent does with the data. Autonomous transaction execution (making offers, wiring funds) based on these outputs without human review is against the intended use of this service.
Scopes and tiers. Free-tier limits, scopes, and features can change with notice on this page and the changelog. Paid tiers, if introduced, get their own terms; nothing already free becomes retroactively chargeable without notice.
Feedback. Submitting a challenge or feedback grants us the right to use it to fix and improve the service, including publishing anonymized challenge statistics. We do not use feedback for marketing without separate permission.
Termination. You can stop using the service and delete your account at any time; we may suspend accounts/keys for abuse, with reinstatement on remedy where reasonable. Sections 2, 3, 6 survive.